Window Shopping

With the current economic crunch, you might wonder if contractors find themselves less busy. Well, the answer most certainly is no. This contractor (I'm sure like many others) is quoting jobs like crazy. However, actually doing jobs... well, that's another story.

It seems to me that these times bring a lot of surprises for people searching for finances, especially when it comes to taking equity from their home's mortgage. More and more often I find myself helping people to plan a project, only for them — and myself — to be let down after their bank informs them that the equity they assumed they could use was not available. The end result is "window shopping." And no, I don't mean double-hung or insulated.

I think I speak on behalf of a lot of contractors when I say, please research your finances before you call the contractor. As we know, today's housing market is not favorable in many areas, so researching your financial possibilities in advance can save disappointment later. A good contractor will be able to work with you however your finances allow.